Here's the article if you want to read the whole thing: Fannie and Freddie Forbearance
The basics of it are that you can suspend your monthly mortgage payment, or reduce it, if you have a job loss. Obviously you still owe it and when you are working again a re-payment plan is worked out. But, if you or your spouse are jobless for a few months, this could help a lot. Rather than feeling like you may lose your home, you know that there is a possibility that you can just skip a payment or reduce a payment and not get trapped in the foreclosure system.
The most important thing is if you are in a jobless position that you speak with your lender right away. Don't wait til you are behind. Talk to them about this program. If your loan is backed by one of the big dogs, it just may keep you in your home instead of scouring the ads for rentals.