Friday, September 23, 2016

Bathroom Sink Vanity A Bit Boring? How About These?

Anyone who reads my Blog, knows I love some stuff that comes down from Houzz!

Today I was reading about different pieces that can be turned into a bathroom vanity. And, from reading and perusing photos....you can pretty much turn anything into a vanity. Just use some imagination.

Keep in mind....going a wee bit crazy, or different with your choices, may not be so great for resale. But, enjoy some of these and let me know what you think!


I have a dresser in my bedroom that matches this one!


For people with grandmothers sewing machine!


An old student desk?


I guess I could re-purpose my file cabinet here!

Tuesday, September 20, 2016

Reconsider Earthquake Insurance

I had earthquake insurance for the '94 Northridge quake. I didn't use it, my deductible at the time was about 35k and I had less than 10k in damage. FEMA assisted us with that. Lots of paperwork, but they were very helpful.

One of the reasons I've never purchase the insurance again was the high cost to carry it and the high deductible if something were to happen.

California Earthquake Authority has just cut the price of the insurance. They are offering several options customized to your financial comfort zones. Your normal homeowners policy does not cover quake damage, and boy, are we overdue for one, right?

So, take a gander at their website again, California Earthquake Authority
Talk to your insurance broker as well of course. 
But, this may be something to look into!


Friday, September 16, 2016

Funny How Stuff Changes!

This is just a spew of my thoughts today.

I reach out to my data base, some call it a sphere of influence, every week day. To check in, to say hello, to see how the family is doing, all kinds of things. These are past clients, friends, people I love and adore as well. I love all my peeps, well, almost all of them!

I let them know about new listings, buyers needs, what's happening in my world too!

And, it's weird how it works. I could be working with a bunch of buyers at any given moment. During my contacting of my pals, I'll ask them if they know any Sellers to help my buyers? And, on the flip side, if I'm working with mostly Sellers, I'll ask them if they know anyone looking to buy a home.

Now, this is the weirdest part.......

I could be talking to the A - G section, say mentioning that I am looking for Sellers, right? Someone I know with a last name that starts with R, let's say, out of the blue tells me they want to sell their home. See? I know strange.

So, now? I am on the lookout for buyers! I've got 6 Sellers that I'm working with, but zero Buyers. Totally crazy for me. Usually it's pretty darn 50/50 after all these 14 + years!

Soooooo, if you know anyone considering a home purchase....feel free to give them my info. I'll help in any way I can to get them the home of their dreams.

Yep, that's representing me 'Looking for Buyers'!


Lauren Lefkowitz Greber
Realty Executives Valencia
Lauren@KeepYourWitz.com
KeepYourWitz.com
(661) 313-5470

Tuesday, September 13, 2016

Sifting Through Multiple Offers - You'd Think It Would Be Fun, Right?

While for some the market has cooled a bit, for one of my listings, it's like it was the only available pool/view home!

Well, it is the only one that is STUNNING!!!

So, over a 48 hour period, we had over 2 dozen agents bring their clients.

And now, I am sifting through offers. Sorting out the details, looking at the lender info, the way the offer is presented, how it's written, what the terms are.

It's never just about price.....never.

While part of me is happy for my Sellers, the other part gets a wee bit annoyed at some of the offer contents. The way they are drafted tells me the kind of escrow we'll be going through.


But, I continue to weed through, make notes about important items.

And, I shall put on a Smiley face when I see my Sellers......oh, 
truth be told, they'll see my annoyed face as well! 

Tuesday, September 6, 2016

Home Loan Rates ~ September 6, 2016

This information is just from one of the many mortgage brokers who sends me regular messages. Spoiler alert.....it's dependent upon your FICO scores, loan amount, property type, and more!

But, this hit my e-mail this morning....on blog post day....so I am sharing!

And, reminding you to check with a few trusted lenders about how to get the best rate, what your associated costs are, and any lender assistance they are willing to give as well.

Conventional 5 year ARM - 2.875
Conventional 10 year Fixed - 2.750
Conventional 15 year Fixed - 2.750
Conventional 20 year Fixed - 3.125
Conventional 25 year Fixed - 3.375
Conventional 30 year Fixed - 3.375
FHA & VA 30 year Fixed - 2.875
Jumbo 5 year ARM - 2.750
Jumbo 30 year Fixed - 3.750

I am not a risk taker, never have been. These rates are remarkable. We know where they are now, we don't know where they will be later.

So, Now or Later? You decide.

Friday, September 2, 2016

Sometimes A 'Tiny' House is Not 400 Square Feet!

To each his own on what really is a tiny house or not. To some it would be anything under 2000 sq feet. To others it's less than 700.

For whatever you consider a teeny-weeny house....consider some of the options for getting the most space out of that little house of yours.....thank you Houzz for giving me this blog post idea!


Stairs that almost look like they go nowhere!


At least they create extra space above. 
This seems to be the common reason for the stairs in a smaller house.
I like these stairs better as you can use them for storage too!


I think the big window is super. So, you can get a 'spacial' feeling. 
But, you give up wall/furniture space doing this!


Now, that's some tiny space!
Notice the ladder on the left vs. stairs in other ones.

Designing the space for a tiny house must be extremely challenging. I think I'd want to live in it for a bit and change as I go along....nothing worse than putting stairs in the wrong place and regretting it later. Let alone that big window & not being able to put your TV where you want it! 



Tuesday, August 30, 2016

Withdrawal of Offer. Twice In One Month!

The market has definitely changed!

I've been at this for over 14 years. Once, I tell you, only once in that time period did a buyer change their mind after writing an offer. And, that was one of my buyers. She was scared, to death, and it was understandable.

But, in the last month I've had buyers write offers on two different listings of mine and before we even opened escrow, they changed their mind.

Both times I was grateful that it happened before escrow opened and my listing was taken off the market. Having to BOM (put Back On Market) a property is not a great 'marketing' tool.

Second time though? I was really surprised! Was watching TV with my husband late last night and this text came across my phone:


Not what I was expecting while relaxing late at night!

Both times reviewed the entire contract, documents supporting their ability to purchase. Vetted the lender, agent, property they were selling, to buy my listing.

Both times.....I was shocked. Interestingly, both buyers were moving from different areas and practically doubling their homes' value.

Why do I think it's happening? Because buyers are frantic. Inventory is increasing. They choose because they think they have to. Then realize there is something else out there that may suit their needs better. Or, it could be an over-zealous agent as well!

Try not to be that buyer. Try not to present an offer for that buyer. Please don't bring me an offer from that buyer either!