Got an offer in on one of my listings. Did my due diligence, checked out the lender, the agent, asked for proof of funds. Spoke directly with the lender to verify that he had in fact reviewed income documentation and 2 additional documents as the borrowers had a couple specifics that had to be met.
He said yes, all good. Confirmed, or so I was told, that he had the items needed to make it happen. Even ran the numbers again for a higher purchase price.
And, then, the buyers agent sends me an e-mail, as we're waiting for our counter offer to be signed, that one of the specifics needed wasn't able to be provided.
At first, I sorta wondered if they just blamed the lender and didn't really want to move forward. But, the agent is trying a different lender under a different loan program....so, all things point to.....
You guessed it, Pinocchio, aka Liar!
Definitely not thorough enough, and then couple it with lying to me and saying he had the specific documents?
Unfortunately, it's almost impossible to know if he was lying in the beginning. There is private info on the 2 docs I asked if he had, and some amount of trust needs to happen, but the most important one? He most definitely did.....not....have it.....turd!
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