Not everyone will be able to get these rates due to FICO's, debt, etc. But, here's a nice baseline to keep handy.
- 30-year fixed conventional loan - 3.875% (3.944 APR). Loan amounts up to $424,100.00 =$1994.28
- 15-year fixed conventional loan - 3.250% (3.370 APR). Loan amounts up to $424,100.00 =$2980.02
- 5/1 ARM - Fixed for 5 years and then becomes variable - 3.375% - (3.480 APR) Loans up to $424,100.00 = $1874.93
- 7/1 ARM - Fixed for 7 years and then becomes variable - 3.500% - (3.619 APR) Loans up to $424,100.00 = $1904.40
- 10/1 ARM - Fixed for 10 years and then becomes variable - 3.750 - (3.871 APR) Loans up to $424,100.00 = $1964.07
- 30-year fixed FHA loan - 3.500% (4.534 APR). Loan amounts up to $424,100.00 = 1937.73+ $305.66 PMI= $2243.39
- 30-year fixed VA loan - 3.500% (3.723 APR). Loan amounts up to $424,100.00 = $1904.40 (VA Funding Fees is not added)
- 30-year fixed Jumbo loan - 4.125% (4.131 APR). Loan amounts up to $3,000,000.00 = $14,539.49
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